Umbrella Insurance Policies

An Umbrella policy provides additional limits when the limits of an underlying policy is exhausted by the payment of claims. Therefore, it is a policy designed to protect firms against catastrophic losses. It is generally written over multiple primary policies, such as the General Liability, Automobile and Workers’ Compensation policies.

PROVIDES ADDITIONAL LIMITS

Umbrella policies can also be written over Watercraft and/or Aircraft Liability policies, however, they are usually not written over Professional Liability policies. Additional limits can be purchased separately to increase Professional Liability limits, however, this is usually done in the form of Client/Project Specific Limit endorsements or stand-alone Excess Professional Liability policies.

Umbrella policies can also provide protection against some claims that may not be covered by the underlying policies.

Feel free to Contact Us today to learn more about Umbrella coverage or pricing.

Custom Coverage at a Competitive Price

Many businesses view their insurance agent as a “vendor”. That is not us. We are a “guide” in helping you navigate the complex world of Insurance & Risk Management. Here are the 3 ways you can get started with us now:

Just a Quote

Already know what Insurance your company needs?  Fill out our applications to get a quote.

Conversation then a Quote

Unsure about what you really need?  Talk with one of our licensed Insurance Agents for advice and next steps.

Full 360° Review

Need a comprehensive review of your company's exposures? Let one of our licensed Insurance and Risk Managers give you a free in-depth risk analysis.