Insurance & Risk Management

Specialized Insurance for Design Professionals

Insurance and
Risk Management

Specialized Insurance for
Design Professionals

The Risk Specialty Group | 888-421-RISK (7475) | info@riskspecialtygroup.com

Umbrella

An Umbrella policy provides additional limits when the limits of an underlying policy is exhausted by the payment of claims. Therefore, it is a policy designed to protect firms against catastrophic losses. It is generally written over multiple primary policies, such as the General Liability, Automobile and Workers’ Compensation policies.

PROVIDES
ADDITIONAL
LIMITS

Umbrella policies can also be written over Watercraft and/or Aircraft Liability policies, however, they are usually not written over Professional Liability policies. Additional limits can be purchased separately to increase Professional Liability limits, however, this is usually done in the form of Client/Project Specific Limit endorsements or stand-alone Excess Professional Liability policies.

Umbrella policies can also provide protection against some claims that may not be covered by the underlying policies.

Feel free to Contact Us today to learn more about Umbrella coverage or pricing.

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We are an independent insurance agency which means we represent you, our client, instead of trying to push a particular carrier or product.  We can provide you with clear choices from over 20 carriers that fit your needs. We only offer coverages from “A” rated carriers as classified by A.M. Best.

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