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Professional Liability Claim Examples in the Engineering World

Professional Liability Claim Examples in the Engineering World

The intricate engineering world, where designs and structures shape our daily lives, is not free from potential pitfalls. Errors, while often unintended, can result in significant liabilities. Engineering Liability Claims offer insights into professionals' real-world...

Understanding Professional Liability Insurance for Engineers

Understanding Professional Liability Insurance for Engineers

The Essential Shield: Professional Liability Insurance for Engineers In the precision-driven world of engineering, where the slightest miscalculation can lead to significant repercussions, securing robust Professional Liability Insurance is not just advisable; it's...

2023 Best Practices Award

2023 Best Practices Award

​HOUSTON, TX AUGUST 11,2023 – RISK SPECIALTY GROUP continues FOR THE 5TH YEAR to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best...

Risk Specialty Group captures 4th Best Practices Agency Award

Risk Specialty Group captures 4th Best Practices Agency Award

​Houston, TX September 22, 2022 – Risk Specialty Group retains its Best Practices status for the fourth consecutive year, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the...

A Complete Guide to Architect Professional Liability Insurance

A Complete Guide to Architect Professional Liability Insurance

Are you one of the 126,700 architects practicing in the United States? If so, the importance of having architect professional liability insurance cannot be overstated. Without it, you could be left exposed to lawsuits that could be catastrophic for your practice....

Risk Specialty Group awarded Best Practices Agency for Third Year

Risk Specialty Group awarded Best Practices Agency for Third Year

​Houston, TX September 22, 2021 – Risk Specialty Group retains its Best Practices status for the third consecutive year, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the...

Risk Specialty Group chosen as Best Practices Agency

Risk Specialty Group chosen as Best Practices Agency

HOUSTON, TX, September 18th, 2019 – The Risk Specialty Group, LLC has been selected to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big...

How do I insure my Drone?

How do I insure my Drone?

Q: I use my Drone for my business, is it insured under my current General Liability Policy or do I need to purchase a separate Drone Liability Policy? A:  Your General Liability coverage usually includes an exclusion that prohibits aviation coverage. In many cases,...

Should I sign a Letter of Reliance?

Should I sign a Letter of Reliance?

Q: My client mentioned that their lender will request to have a separate agreement signed, in addition to my professional services contract.  Is this typical, or does this signal additional risk? A:  Your client’s lender is not generally the intended recipient of your...

Should I waive the consequential damages provision?

Should I waive the consequential damages provision?

Q: Why should I ask my client to waive consequential damages, as suggested in some of the standard industry documents? A:  Deleting a provision that waives consequential or special damages increases your risk, perhaps substantially. The mutual waiver A201-1997 General...

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