Inland Marine Insurance

Secure Your Coverage in Just Minutes

A few simple clicks are all it takes.

Prefer to talk? Call us at 713-552-1900

Inland Marine Insurance, combined with risk management solutions and business insurance, helps protect businesses from risks associated with goods, property, and equipment during transportation or storage. This coverage is crucial for companies that ship goods, work in construction, or handle valuable items in transit. It helps manage potential losses that can occur when goods or equipment are moved from one location to another.

Inland Marine Insurance Coverage

What Is Inland Marine Insurance?

Inland marine insurance covers property that is being moved, stored, or transported from one location to another. This includes machinery, tools, and inventory. Although the term “marine” may suggest it’s for water-based transportation, inland marine actually applies to goods being moved or stored on land—think of things like construction equipment, tools, or inventory. It protects businesses against the financial losses that can happen during these processes.

Unlike standard property insurance, which only covers items at a fixed location, inland marine insurance provides protection for goods, tools, and materials while they’re in transit or stored temporarily.

Why Is Inland Marine Insurance Important?

Inland marine insurance helps businesses protect valuable property, especially when it’s being moved or stored. Here’s why it’s so important:

Protects Valuable Property

It covers essential items like tools, machinery, and inventory that businesses rely on.

Risk Management

It reduces the financial impact of potential losses when property is damaged or lost during transport or while stored elsewhere.

Customizable Coverage

You can adjust the policy to suit the specific needs of your business.

Coverage for Goods in Transit

Whether it’s shipping goods or moving construction equipment, inland marine insurance ensures that your property is protected against accidents, theft, or damage.

What Does Inland Marine Insurance Cover?

Inland marine insurance offers protection for several types of property risks, including:

Property in Transit
It covers items being moved from one place to another, whether by truck, rail, or another method of transportation.
Bailee's Coverage
This protects businesses when they are temporarily holding someone else’s property, like when a delivery company stores items for a client.
Equipment Coverage
It protects expensive tools and machinery from damage or loss during transport or while stored off-site.
Business Property
It covers goods that are temporarily stored at locations like warehouses or job sites.

Explore the Types of Business Insurance

Comprehensive business insurance and risk management services designed to protect your assets, employees, and profits from unforeseen events.

Automobile Insurance

Covers your business vehicles against accidents, liability, and damage with specialized automobile insurance.

Business Personal Property Insurance

Protect your business equipment, inventory, and furnishings from loss, damage, or theft with comprehensive business personal property insurance.

Cyber Liability Insurance

Defend your business against cyber-attacks and data breaches with robust cyber liability insurance coverage.

Directors and Officers (D&O) Liability Insurance

Safeguard directors and officers from legal claims related to business decisions with directors and officers (D&O) liability insurance.

Employment Practices Liability Insurance

Ensure coverage for claims related to wrongful termination, discrimination, or harassment through employment practices liability insurance.

Environmental Liability Insurance

Secure your business against environmental damage, cleanup costs, and related legal expenses with environmental liability insurance.

Fidelity and Crime Insurance

Protect your business from financial losses due to fraud or theft by employees with fidelity and crime insurance.

Fiduciary Liability Insurance

Provide coverage for claims arising from the mismanagement of employee benefit plans with fiduciary liability insurance.

General Liability Insurance

Obtain fundamental protection for bodily injury, property damage, and advertising injury claims with general liability insurance.

Inland Marine Insurance

Cover your business assets in transit or stored off-site with inland marine insurance.

Kidnap and Ransom Insurance

Get comprehensive coverage for ransom payments and crisis management for high-risk operations with kidnap and ransom insurance.

Professional Liability Insurance

Protect your business against claims of negligence, errors, or omissions in professional services with professional liability insurance.

Surety Bond Insurance

Guarantee your business meets its contractual obligations with surety bond insurance.

Umbrella Insurance Policy

Extend your coverage beyond standard policy limits for added protection with an umbrella insurance policy.

Workers Compensation Insurance

Cover medical expenses and wages for work-related injuries or illnesses with workers compensation insurance.

Explore Business Insurance by State

Select your state to explore available business insurance coverages.
Explore Business Insurance by State

United States Image

United States

Inland Marine Insurance 1

Arizona

Inland Marine Insurance 2

Arkansas

Inland Marine Insurance 3

Oklahoma

Inland Marine Insurance 4

Texas

Select your state to explore available business insurance coverages.
Learn More About Insurance for Business

FAQs About Inland Marine Insurance

What is inland marine insurance?
It’s coverage that protects business property while it’s in transit or temporarily stored off-site.
Do I need inland marine insurance?
If your business involves transporting or storing goods, inland marine insurance is important for protecting your assets.
What types of items are covered?
It covers machinery, tools, inventory, electronics, and other property being moved or stored off-site.
How is it different from regular property insurance?
Regular property insurance only covers property at a fixed location, while inland marine covers property in transit or at temporary locations.
Can inland marine insurance be customized for my business?
Yes, it can be tailored to meet your business’s specific needs.
What's the benefit of inland marine insurance?
It protects valuable assets from risks during transportation or temporary storage.
Can I add it to my business insurance policy?
Yes, inland marine insurance can often be added as an additional rider to your business insurance policy.
Does it cover natural disasters?
Some policies may cover natural disasters like floods or fires. Check with your insurer for specific details.
What happens if I don't have it?
With inland marine insurance, your business could avoid financial loss if valuable property is damaged or stolen during transport.
How much does it cost?
The cost depends on factors like the value of the insured property and the level of coverage you need.

Why Choose Risk Specialty Group for Inland Marine Insurance?

At Risk Specialty Group, we’re more than just an insurance agency – we’re your partner in safeguarding your business assets that are in transit or off-site. Here’s why businesses trust us for their Inland Marine Insurance:

Industry Expertise

We understand the unique risks businesses face when transporting goods or storing equipment off-site, and we provide coverage that fits your needs.

Tailored Coverage

Our Inland Marine Insurance protects your business property, including equipment, inventory, and materials, while they’re in transit or stored away from your primary location.

Proactive Risk Management

We help identify and mitigate risks related to the transportation and storage of goods, ensuring your assets are covered wherever they go.

Comprehensive Protection

Our policies cover a wide range of risks, including theft, damage, and loss during transit or while your property is off-site.

Trusted Partnerships

We work with top-rated carriers to provide you with the best coverage options at competitive rates.

Ongoing Support

Our team offers continuous support and regular policy reviews to ensure your coverage evolves with your business needs.
At Risk Specialty Group, we’re your trusted partner in protecting your mobile and off-site assets. Let us help you secure your business with comprehensive Inland Marine Insurance.

What Our Clients Are Saying

Don’t just take our word for it – hear from businesses who trust Risk Specialty Group to protect their future:

Contact Us Today

Ready to take the next step? Contact Insurance Firm today and experience the trusted support of Risk Specialty. Whether you need expert guidance or have questions about your professional liability insurance, we’re just a call or click away. Let’s connect and secure your professional future today!

Risk Management Blog

Stay informed with industry insights and expert analysis on professional liability insurance. Visit our risk management blog for valuable resources and updates from Risk Specialty.

Professional Liability Claim Examples in the Engineering World Blog Post

Professional Liability Claim Examples in the Engineering World

The intricate engineering world, where designs and structures shape our daily lives, is not free from potential pitfalls. Errors, while
The Difference Between General and Professional Liability for Engineering Firms Blog Post

The Difference Between General and Professional Liability for Engineering Firms

Navigating the insurance world can be a maze, especially when determining the appropriate coverage for specific risks that engineering firms
Mistakes Happen Blog Post

Mistakes Happen: How Professional Liability Protects Engineering Firms from Unforeseen Errors

Engineering projects are a blend of precision, innovation, and expertise. Yet, like in any profession, mistakes can happen. Even the