Hired and Non-Owned Auto -Contract Tip of the Week

Q: My client has asked that I obtain hired and non-owned auto coverage. Do I have this already?

A: RLI’s Business Owners Policy (BOP) typically includes hired and non-owned auto coverage, regardless of whether or not you own any company vehicles. This insurance covers you if you rent vehicles for business purposes, or if you drive personal autos on company business. However, it’s wise to check that you have the coverage before confirming this with your client.

The Risk Specialty Group and RLI Design Professionals are pleased to feature our Contract Tip of the Week series. Each week, we’ll review a question submitted by a design firm relating to the subject of contracts. Keep in mind, though, that these discussions are general in nature and in making specific business decisions, it’s important to review your options with a knowledgeable attorney.