Insurance & Risk Management
Specialized Insurance for Design Professionals
Specialized Insurance for
Employment Practices Liability (EPL)
Employment Practices Liability (EPL) provides coverage for defense costs and damages related to multiple types of employment-related claims deriving from the employer-employee relationship.
Claims can include allegations of:
- Wrongful Termination
- Sexual Harassment
Additional coverages can include claims from a variety of other types of inappropriate workplace conduct including (but not limited to) defamation, invasion of privacy, failure to promote, deprivation of a career opportunity, and negligent evaluation. The policy covers directors and officers, management personnel, and employees as insureds.
WRITTEN ON A
EPLI policies are written on a claims-made basis. Although Employment Practices is available as a stand-alone coverage, it is also frequently included as part of a management liability package policy. Management Liability policies often include Directors and Officers (D&O), Fiduciary Liability, Fidelity/Crime coverage and Employment Practices Liability.
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