General Liability insurance is intended to provide coverage for liability arising out of nonprofessional acts that result in bodily injury (BI), property damage (PD), or personal and advertising injury (PI). General Liability is designed to cover an insured’s liability arising out of incidents on the insured’s premises or from the nonprofessional aspects of the insured’s practice, which include premises, operations, products & completed operations and advertising & personal injury.
Another coverage that can be added to a Package Policy is Hired/Non-Owned Auto. This coverage is to provide limited auto coverage to a firm that does not have any vehicles insured under the business name. It provides excess coverage over vehicles owned or rented (hired) by employees and used for company business. Learn more about Commercial Auto Insurance.
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Many businesses view their insurance agent as a “vendor”. That is not us. We are a “guide” in helping you navigate the complex world of Insurance & Risk Management. Here are the 3 ways you can get started with us now: