Nationwide Risk Management Solutions
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National Business Insurance
Welcome to The Risk Specialty Group, your trusted national insurance agency serving design professionals and businesses across the entire United States. We specialize in providing comprehensive and tailored insurance solutions that protect your professional practice and business interests, no matter where your business operates. Explore our wide range of services designed to meet the unique needs of businesses across the United States.
We proudly serve all states, including but not limited to:
Arizona
Arkansas
Oklahoma
Texas
National Risk Management Insurance Broker
Our experienced insurance brokers specialize in risk management services tailored for businesses across the United States. We identify potential risks, assess their impact, and develop effective mitigation strategies to safeguard your company.
Risk Specialty Group: Your National Business Insurance Partner
Small businesses are the backbone of the U.S. economy, and Risk Specialty Group is here to protect them. We offer tailored business insurance solutions to shield your company from unexpected risks.
National Business Owner’s Policy (BOP)
Our BOP combines general liability and business property insurance in one simple policy. Customize it with options like data breach protection. A BOP is ideal if:
- Your business has a physical location.
- You face risks like customer lawsuits.
- You have valuable assets that need protection.
Trust Risk Specialty Group to keep your business secure.
Errors and Omissions Insurance Nationwide
Errors and omissions insurance, also known as E&O insurance or professional liability insurance, helps protect your business from claims of:
- Negligence
- Errors or omissions in your services
- Violation of good faith and fair dealing
- Misrepresentation
- Inaccurate advice
Professional Liability Insurance Across the United States
Professional liability insurance is essential for businesses offering services or advice. At Risk Specialty Group, we provide a range of specialized insurance products to meet your unique needs.
Our professional liability services include coverage for:
With Risk Specialty Group, you can rest assured that your business is fully protected from profession-specific risks.
What Is Covered by Professional Liability Insurance?
Your professional liability insurance policy is a comprehensive shield for your business, safeguarding it from claims related to errors or omissions in your services. It covers various scenarios, such as:
- An accounting firm providing financial advice that leads to significant losses for a client, resulting in a lawsuit. Your insurance would cover legal fees and any potential settlement.
- An interior designer mistakenly repainting the wrong room, leading to a lawsuit for correction costs.
- A real estate firm being sued after providing inaccurate information affecting a client’s purchasing decision.
What Is Not Covered by Professional Liability Insurance?
While E&O insurance provides crucial protection, it does not cover every situation. Exclusions include:
- Work-related injuries
- Auto accidents during business-related driving
- Customer slips and falls at your location
- False advertising
For these claims, additional policies such as commercial auto insurance or general liability insurance are necessary.
Is Professional Liability Insurance Required?
While not legally mandated across the United States, E&O insurance is highly recommended for businesses providing professional services or advice. Without the right coverage, you may face significant out-of-pocket legal costs that can harm your business’s financial health.
What Our Clients Are Saying
Get a Quote for Professional Liability Insurance Today
The best way to secure the right business insurance is by comparing multiple quotes. Risk Specialty Group offers customized insurance solutions tailored to your needs.
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Common FAQ About Business Insurance in United States
What is business insurance?
Do I need business insurance in United States ?
What types of business insurance are available in United States ?
How much does business insurance cost in United States ?
Is workers' compensation insurance required in Texas?
What does general liability insurance cover?
Do I need insurance for my LLC in United States ?
What is professional liability insurance?
How much does product liability insurance cost for a United States business?
How do I file a claim for business insurance?
Stay Informed with Our Insurance Blog
Risk Specialty Group’s insurance blog provides insights on professional liability coverage and essential business insurance tips for businesses across the United States. Access the latest updates and expert advice tailored to your needs.
Professional Liability Claim Examples in the Engineering World
The Difference Between General and Professional Liability for Engineering Firms
